subject: Emergency Repairs And Your Insurance Company [print this page] Emergency Repairs And Your Insurance Company
You should always know that your insurance company will have excellent customer service when an emergency strikes. If your house floods or you have a fire, you do not have time to track down your insurance agent and beg them to come for a visit. Since emergencies are unexpected, you need to have assurance that before an emergency happens, your insurance company will be there for you.
Water damage is one of the main emergencies that most home owners call into their insurance agents. When your home floods and you have a lot of water damage, your insurance agent should be there within 24 hours to assess the damage. Make sure that your agent takes plenty of photos of the damage around the home so that you can get a proper assessment.
Another popular emergency repair in the home is water removal. When your home floods it is important that the water be removed as soon as possible. If your insurance company does not get to your home to assess the damage in a timely manner, your water removal may not happen in time to prevent the most damage.
One of the worst home owner emergencies that you can possibly have is a fire. Fires can consume a home in a matter of moments. If you are lucky enough to have only a little bit of fire damage, you should be able to count on your insurance company for fire damage repair. With successful fire damage repair, you home is restored to its previous state in a timely manner.
Storm damage is another main reason that home owners call their insurance company for repairs. Whether a tree has fallen on your home, or you have roof damage from a storm or tornado, your insurance company should be able to help you with emergency storm damage repairs. Any leaks in the roof should be fixed immediately and broken windows should be replaced.
It is very important to have an insurance company that you can trust when it comes to making emergency repairs. If you do not have confidence that your company will be able to respond to your claim in a timely manner, then it might be time for you to think about changing insurance companies. Ask your friends and families for personal reviews of their own insurance agents and find one that is right for you. When an emergency strikes, you'll be glad you shopped around.
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