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subject: Public liability insurance in China Fire, "mandatory" to implement a far - fire liability insurance, fire safety - Fire Industry [print this page]

Public liability insurance in China Fire, "mandatory" to implement a far - fire liability insurance, fire safety - Fire Industry

Reply: July 2009 from Shenzhen will be in the club, amusement hall, bars, tea houses, bars, sauna, spa room, bowling alley, billiard room, fitness club, recreation clubs, etc.) on a trial basis Fire Public liability insurance, the pilot is successful, Bus Other crowded places is expected to be included in the insurance category. It is learned from the pilot project beginning July 1 till October 31, Shenzhen Fire Bureau claimed that the current public liability insurance is not yet subject to compulsory insurance, to be the new "Special Administrative Region Fire Services Ordinance," approved by the National People's Congress, fire liability insurance will become mandatory insurance. 2009 5 1, the formal implementation of the newly revised " Fire Law "Public liability insurance for the first time the fire to write the law," the State to encourage and guide public gathering places and the production, storage, transport, Sell Inflammable and explosive dangerous goods, fire, public liability insurance, business insurance; encourage public liability insurance, fire insurance underwriting. "For some people raised a fire compulsory public liability insurance problems, the legislature that the fire of public liability insurance as commercial insurance, the state can encourage, guide the insurance unit, to a certain extent, solve the fire Accident Damages, but whether provided by law for the compulsory insurance, needs to study carefully. Recent years, many parts of Qunsiqunshang fire, the after-care treatment, often due to compensation, compensation is not in place, to create difficulties for the mass production and life, to society and instability, but also bring tremendous pressure to the government . On the other hand, due to fire, public liability insurance can promote the insurance unit to monitor the quality of fire protection products, repair, maintenance, thus avoiding product quality or expired due to reasons caused by accident, to protect the lives and property. Therefore, the people to implement mandatory public liability insurance, fire, high voices. But in the new "Fire Act" revised draft, some Legislative Council members on this issue in a number of different views. Opinion focused on two aspects of public gathering places that may result in fire losses vary widely, there may not many casualties, may also cause great casualties vary widely. This question arises as to what to calculate the sum insured? What amount of investment and insurance needs? The greatest loss to determine if the insured, the premiums will inevitably very high. If a relatively low loss to determine the sum insured, the premium will be lower, but the event of an accident, the amount may not solve the problem, and finally had to be borne by the Government; second that relate to commercial insurance, there are many not yet been settled. The implementation of specific public gathering places fire meaningful public liability compulsory insurance, but all of a sudden become a compulsory business insurance, insurance, on the one hand there is no practical experience, on the other departments has not yet proposed specific plan, if the law passed, would lead to this provision can not be implemented in a very long time no specific implementation plans. Problems and questions yet to be resolved, only to wait until after a certain practice of the law be amended. Fire seems compulsory public liability insurance is not easy. So now appeared in various parts of a pilot trial, at present, Shanghai has more than 2,000 fires in public places to buy public liability insurance, accounting of these premises and 1 / 4; Jiangxi Province has more than 30 game rooms, Internet cafes and KTV for insurance. Authority for the maintenance of law and accumulate more experience, and only the first trial, and then "forced", it appears the fire long way to go public liability compulsory insurance.

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