subject: Overcoming The Perils Of Teenage Driving [print this page] Overcoming The Perils Of Teenage Driving
Teenage drivers are not good at the wheels. Insurance cannot be provided to teenagers without a valid drivers permit. The incidence of teenage driver's accident is pretty high compared to the national average on a monthly basis. Teenage drivers are wont to get into accidents as a result of their propensity to be carefree and lacking in concentration on the highway. Teenage drivers have to follow the same rules of driving as other drivers. Teenagers are required Car insurance for teenage drivers will be impossible without guidelines to follow.
Following through these requirements, parents and guidance are to ensure that their wards adhere to the best of the following codes;
-Teenagers should be sent to licensed driving schools
- Teenagers with learners permit are to drive only under the purview of licensed adults
-Vehicles to be driven should be under full insurance
-Teenagers are to drive within the specified radius specified for them.
-Drivers must avoid the influence of alcohol while driving.
Only when teenagers have a valid driving permit, can they be given insurance.Extant rules allow kids to be put on both vicarious and comprehensive insurance. Insuring teenage drivers is important to cover all the other road walkers. The provisions of the insurance policy serve the interest of all the road users. In case of an accident, the victim as well as the cops look for evidences that tell that all rules have been fulfilled.
Other insurance rates may vary for the different classes of policy. But the teenage insurance will cover all types of road users. Why do teenage drivers need car insurance.
The teenage drivers are more prone to accidents than others.Teenage drivers get involved in accidents at a ratio six times above the national average for other users.This metric is maybe shocking but it is the reality on the ground that it represents and the averages are published severally and circulated. This gives a shocking revelation as to the death and damages caused by road accidents. This asserts the need for car insurance policy for teenagers.
Parents are advised to guide their wards against the use of alcohol when driving. This will prevent the children from getting injured.
Kids must drive safely. Insurance for teenagers helps to lessen the cost of treatment as a result of injury.
It is actually a written guarantee of meeting expenses incase of an injury. Vicarious liability that may result from road accidents may be such that cannot be funded by personal resources.
The teenage drivers are covered by the premium paid by the car owners.The premium is the only incentive for the service providers who provide the insurance cover for whatever purpose that might have been so stated.
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