subject: What To Know About Auto Insurance For International Driver Coverage [print this page] What to know about auto insurance for international driver coverage as it pertains to registering and then operating a motor vehicle in the United States comes down to realizing that the international driver holds what is called an "IDP." This international driver's permit is only evidence of a foreign guest's own driver's license from his or her country of origin and is not considered a US driver's license.
As a result, the person is not considered to actually hold a valid driver's license in any of the 50 states in the country. It would first of all be smart that such a person take the time to study for and then obtain a valid driver's license. If done that way, it becomes much more likely that quality auto insurance coverage can then be obtained.
Barring that, there are a few of specialty insurance companies out on the marketplace who allow persons who can present their actual foreign driver's license obtain auto insurance. Therefore, it is a good idea for such a person who is planning on an extended stay in the United States and who also plans on registering and then operating a motor vehicle to make sure that he or she has his real driver's license available.
Another method for obtaining auto insurance for international driver coverage is to present that foreign driver's license -- which can enable a person from another country to at least obtain regular auto insurance for up to 45 days -- and then work towards studying for and testing to obtain a driver's license in the state in which the vehicle is going to be registered.
Most foreign visitors should take care to ensure that they not only have their own country's driver's license with them but that they also have the IDP, which is an internationally-recognized translation of the foreign driver's license. This will be extremely helpful when it comes time find regular auto insurance, for example.
A far more guaranteed way to obtain auto insurance when coming from another country, and in which the state is going to be for extended periods of time such as on a work visa -- would be to obtain a Social Security number, and then work on getting a US driver's license. In reality, there is no extremely easy way to get around the fact that such a driver's license will be required by most insurance providers.
When it comes to auto insurance for international driver coverage, keep in mind first of all that obtaining a temporary policy is possible with a valid driver's license from the home country and the international driver's permit, or IDP. However, it will generally be necessary to get a regular US driver's license within 45 days after that.
by: Lance Thorington
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