subject: Reliance Overseas Travel Medical Insurance [print this page] Reliance Overseas Travel Medical Insurance
There are several Indians residing abroad for education, profession, business... During special occasions like, graduation, business fair... their close one's visit them. Once a traveller leaves the home country then the domestic health insurance bought in India will be ineffective abroad. Medical insurance is a must for every traveller visiting a foreign country. Likewise, none of the domestic health insurance in a foreign country will be useful for visitors. To assist Indian travellers going abroad, Reliance General Insurance Company has designed effective overseas travel insurance plans.
Reliance overseas travel medical insurance plans are available as four plans with comprehensive medical coverage. Some of the unique benefits Reliance travel insurance policy is Compassionate visit, Home Burglary Insurance, Financial Emergency Assistance etc. Travellers can access the benefits under various plans online and choose the right plan that best suit their requirements.
Maximum medical benefits in Reliance travel insurance vary as $50,000, $100,000, $250,000 and $500,000 distinguished as standard, silver, gold and platinum plan. Reliance travel insurance plans provide coverage for pre existing medical conditions only in case of life threatening situations. Travellers can purchase Reliance travel medical insurance plan for the initial 182 days and the same can be extended for 365 days.
Some of the risks covered under reliance travel insurance policy are hospitalization expenses, personal accident, accidental death and dismemberment (common carrier), loss of passport, dental care expenses, total loss checked baggage, personal liability... Reliance general insurance company has exclusions in travel policy and the same is transparently displayed for the convenience of the insurance customers. Some of the exclusions in Reliance overseas travel medical insurance policy are;
Travelling against the advice of a physician
Receiving or are on a waiting list for specified medical treatment
Travelling for the purpose of availing treatment
Has received a terminal prognosis for a medical condition.
The purchase process for reliance travel medical insurance policy is very simple online. Travellers can use their credit/debit card or cheque to complete the payment of premium amount. After the completion of premium transaction, reliance travel insurance policy will be issued, emailed and couriered to the customers. Reliance travel insurance policy can be purchased from anywhere and at any point of time before the traveller leaves India. In case if the traveller has already left India and needs reliance travel insurance then a special approval from the underwriting team is required.
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