subject: The Importance of Good medical insurance Records [print this page] The Importance of Good medical insurance Records
Having your own records of all medical care that you and your family have received is the best way to make sure that your insurance and bills are not miscalculated. It might not be important now, but in future when you try to get insurance or get treatment that is right for you, that is when it becomes important. Everything from your reaction to your payment records with medical facilities can disturb you if there is any mistake in your report. You can be given indecent treatment or even refuse treatment. Therefore if you have been keeping your records, you can argue against any false information.so this shows The Importance of Good medical insurance Record
Would you believe that you could be deprived of a job because of something mistaken on your medical records? It is true; if you are reported to have a disability, whether it is true or not, you could be turned down. You would be labeled as a risk, particularly if the company offers insurance; they would know that you are going to cost more money to employ. The same goes for applying for health insurance where your medical records show that you would require prescription drugs, doctor visits, and increased possibility of emergencies. It is rather the trial if you do in fact have a disability, but imaging if you did not have one at all-you would be turned down for insurance, while also being totally not entitled for disability financial help.
An example of a mistake that could be made on your record would be a diagnosis error. Maybe you request that your doctor check a doubtful lump in your breast. On the first visit he may think that it is cancer. Most people will get a second opinion or go for a more thorough conclusive examination. If the second doctor decides that it is only a cyst and has it removed, your personal records would show that you are cancer-free. Nevertheless, if this visit was acknowledged wrongly, or not at all, you may have trouble getting insured and not know why. If you had a record of the second visit that found the cyst, this situation would be easily checked and your record would be correct.
also read more of our tips on Disability Insurance
Humans are bound to make mistakes, that is why it is usually said that no one is perfect' even on medical documents. It is important to always keep your own records so that insurance companies get precise information about you and your health situation. If you are being turned down for insurance and do not know why, you are best advised to be sure that you are not being changed within your medical records. This problem can be cleared up quickly and easily if you are liable enough to keep your own personal records.
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