subject: Four Good Reasons To Claim Personal Injury Compensation [print this page] Here we'll examine four very good reasons why anyone injured through the negligence of somebody else should consider making a personal injury claim
1.It will prevent the same injury befalling your colleagues:
Making a claim after you've been injured in a work accident is in some ways a warning to your employers if their safety standards have been lax. If you win your claim, there is an automatic inference that your company was negligent in some way that deserves to be punishable in law.
Many people may not wish to claim because they think their actions will put them out of a job or their company out of business. Neither of these assumptions is true. Your employer will be covered by their indemnity insurance, which they are required to hold by law.
And, if it any ever got to the point where your employment looked in doubt, rest assured that you cannot be made redundant solely on the basis of making a claim against your company. After all, the injury wasn't your fault!
On the other hand, if you're late all the time and you're pinching equipment from the stationery cupboard, that's a different matter!
2.You may be unable to work:
It's a simple concept: if you are hurt so badly that you genuinely cannot return to work, or cannot work for a period of time, why should you just sit and accept your fate?
You can rest assured that your creditors: the mortgage company/landlord, the electricity supplier, your internet people, etc will not put the bills on ice for a few months while you recover.
Claiming compensation is, among other reasons, to enable you to keep the bailiffs from the door whole you are laid up.
3.It will go some way to easing the suffering you may be experiencing:
If a speeding driver travelling too close to your rear bumper slams into you with a closing speed of 30 mph and leaves you unable to sleep for a few weeks thanks to the excruciating pain in your neck, wouldn't you want some sort of apology?
The compensation you would receive if your claim was successful would be a form of punitive damages: a punishment for the defendant and a form of remuneration for you.
4.You may require care for the rest of your life:
In the case of some incredibly unfortunate accident victims, they are seriously and permanently injured. In the most severe cases they may require 24/7 care, such as in the event of brain damage or spinal injury.
If the injury that has caused this was the result of somebody else's negligence or carelessness, the defendant (or their insurers) can be ordered to pay the victim many millions of pounds over the course of the intervening years, until the victim's death.
This money could be used to pay for specialist care or equipment, or even to fund the purchase of a specially-adapted living environment.
The more serious the injury, the higher the compensation award is likely to be.
by: Richard Craig
welcome to Insurances.net (https://www.insurances.net)
