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How to Reduce Your Blood Cholesterol for Cheaper Life Insurance

How to Reduce Your Blood Cholesterol for Cheaper Life Insurance

Have you got your 4 life insurance quotes, carefully assessed your benefit amount and cut out all the extras ... but are still unhappy with your life insurance rates? For people with some health conditions, cheap life insurance can be hard to come by. High blood cholesterol is one of those conditions; today we check out how you can do both your health and your wallet a favour by taking steps to reduce your LDL levels.

Reduce your saturated fat intake

Funnily enough, your actual cholesterol intake is not the most important predictor of blood cholesterol levels - your saturated fat intake is. To cut your saturated fat intake (and get permanently cheaper life insurance!), you can:

Swap chicken or turkey for high-fat meats like beef

Use vegetable sausages instead of the usual

Use plant sterol/stanol margarine instead of butter

Switch to skim milk

Use a small amount of parmesan cheese rather than a lot of mild tasty

Check food labels for palm oil or coconut oil - these come from plants, but are actually saturated fats

Boost soluble fibre, & potentially boost life insurance savings!

Soluble fibre can bind to fats and cholesterol in your gut, and carry it away from your bloodstream and out of your body! If you simply can't give up your weekend brekky of bacon and eggs, get plenty of soluble fibre in the form of:

Psyllium husk supplements (like Metamucil)

Oat bran

Legumes

Beans and peas

This is an easy (almost a cheat's!) way of reducing your blood cholesterol to potentially get cheaper life insurance.

Be careful when eating out

You have much less control over not only the meals that you eat, but also how they're prepared when you eat out. There are some simple steps you can take to stay healthy and potentially keep those life insurance rates low, though:

Get your sauce or dressing served on the side

Stay away from any foods marked as 'breaded', 'creamed' or 'buttered' on the menu

Have a non-alcoholic fruit cocktail with dinner rather than beer or wine

Share your dessert with a friend!

Get moving

One step at a time!

Lowering your blood cholesterol is not something you can do overnight for a life insurance medical, and then revert back to old habits! You'll need to make your lifestyle changes permanent, for best effect on your health and best chance of getting cheap life insurance. So, take it one step at a time. Don't try to change everything at once; focus on making a single goal part of your life, and once you have achieved that, set your sights on the next.




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