subject: Do I Have To Provide My Courier Service Driver With Insurance? [print this page] If you are new to the concept of utilizing a bay area courier service to aid in the day-to-day obligations of your company or business, then you could also be unsure as to the procedures and regulations of the courier process. It is very easy to become unsure of the responsibilities that are defaulted to you and which ones are the responsibilities of the actual courier service company you use. For example, say you hire a San Francisco bay area courier service to transport and deliver a parcel or package to another state. Are you supposed to take care of the insurance costs to properly insure your driver?
Luckily, there is an easy answer in this circumstance. The actual answer is, no; you are not responsible for that type of insurance. Whatever San Francisco bay area courier service company that you have employed in the transportation and delivery of your packages is going to be the people who are going to insure your drivers. They will be the ones that are going to maintain a current and active insurance plan and policy on all of its delivery drivers.
Generally, this insurance policy will be done through the state; this helps to maintain a proper protection plan with protection against as many manners of liability as possible. Among other things, these plans will include a regular accident protection, collision insurance for drivers without insurance, and, most likely, a comprehensive package of insurance coverage of most other types that are available.
As part of the overall insurance policy, there will be a comprehensive coverage for the actual items to be delivered. Your courier or delivery service will definitely have all the insurance needed to protect the various items and cargo they are transporting and delivering. Most of the time, the cargo and packages that the delivery personnel is carrying will be extremely high in value and must have proper coverage for liability. Most of the delivery companies will have this special kind of courier insurance to protect the cargo they are transporting. This will include any damage done by automobile collisions or accidents, as well as, weather damage and theft or any type of vandalism activities.
So, now that you understand the insurance responsibilities of your delivery company, you no longer have to worry about your potential insurance policy responsibilities. The only conflicting circumstance to this is that sometimes a particular delivery company might opt to include a fee or surcharge in the total of your order. This just helps them to cover the cost of insuring their drivers and your deliveries.
by: Adam Trammel
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