subject: Protecting Your Investment: A Word on Jewellery Insurance [print this page] Protecting Your Investment: A Word on Jewellery Insurance
Though costume jewellery is practical to have there is still nothing like owning authentic jewellery. Jewellery has been the subject of many quotes and adages because of its lasting value to people. History records show jewellery to be useful in trade as it enabled many to buy food or even lands.
Jewellery is a good property because it accentuates hard work and wardrobe. Compared with a house or car, jewellery maybe easier to sell or pawn when financial difficulties occur because it gains value. Moreover, since jewelleries are compact you may be able to save it in case of fire or other disasters.
Owning a piece of jewellery gives an owner a sense of fulfillment especially if the jewellery comes from diligence. Most of us may assume that our house insurance will cover everything we list under valuables but this may not be true if your jewellery exceeds the value of your house insurance. However, before talking with an insurer here are some tips you might find useful:
Get all the jewellery you want to insure and write the corresponding description of each on a piece of paper. This list will serve as a checklist later on when you have your jewellery appraised. In calgary custom jewellery shops abound so you do not have to look everywhere to find appraisers. What you may have to plan is setting up appointments for the appraisal as some shops only accept scheduled visits for this purpose. Remember to contact the shop you wish days ahead so they may accommodate you.
If you can't wait for a scheduled appointment then drop by other jewellery shops in calgary custom jewellery shops in some cases may accommodate you according to their discretion. If you are thinking of doing this, visit the shop during their opening hours for best results. Avoid the lunch hour because you may end up waiting for a long time and by the time the shop is free you may have to be heading back to your workplace.
After getting the necessary appraisal, be sure to compare insurance plans before signing a policy. In calgary jewellery insurance may vary from one policy to another so checking for coverage is necessary. Ask the insurance agent directly if jewellery replacement is possible in case of loss; this way you know exactly what coverage you are getting and what to expect as a compensation later.
welcome to Insurances.net (https://www.insurances.net)
