subject: Discover Whether Cards Are Useful In This Area Before You Transfer Money To Peru [print this page] Clearly, sending a check or attempting to make a transfer to their bank account is not helpful if they do not have a bank account at all. Fortunately, the prepaid debit card can be used by anyone, but its capabilities depend on the country in which your relative resides. Before you use one to transfer money to Peru, make sure cards can be used in this nation.
Like most other countries, ATMs are abundant in Peru. However, Peru is still mainly a cash-driven economy, which means that you should encourage your relative to get cash out of ATMs when they see them. Cash machines can be located on most city streets, especially in larger areas like Lima, Arequipa, and Trujillo. Most ATMs take either Cirrus or Plus cards, which means that MasterCard and Visa are both typically accepted. Money can be taken out in either US dollars or Peruvian soles, especially since US dollars are usually accepted at stores. However, if your relative decides to use American money, they should expect to receive their change in soles.
Debit cards may be used at some shops in Peru, but cash is still considered the best way to pay for items here. For this reason, it is best to tell your relative to try to get cash out from ATMs rather than depending on finding stores that take cards. However, your relative may find that major hotels do take debit and credit cards, but add a 7% surcharge to the total price. Therefore, though you can certainly transfer money to Peru on a card, it is typically best to encourage your relative to get cash out when possible.
It is helpful for you to find out how useful a card is in this country before you transfer money to Peru on one. Otherwise, your relative may not be able to use the funds you send, which can inconvenience them and cause you to waste your money on a method that does not work. If you need to help out your relative in Peru, using a prepaid debit card can do the job.
by: Peter Frampton
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