subject: Getting An Online Quote Is Easy, Safe And Beneficial [print this page] Today, commercials make it seem so easy to get car insurance online. Simply, point, click, and pay. But not only is it fast, it is also becoming one of the safest ways to get a quote. With Internet fraud being a major concern, insurance companies today have done an excellent job of securing all information that a customer inputs.
Let us be honest here, as important as safety is, so is saving money. We have all gotten quotes that are not 100% accurate in the beginning, but as you move further along in the buying process, you eventually get the right figure. Why is this? The main reason is that people do not like to waste time on things that they feel is not worth spending time on. Everyone needs car insurance, so why spend so much time on it? This is why insurance companies are able to deliver a quote so quickly. Insurance companies take the same algorithm they have always used for risk measurement and allowed customers to get a rate almost instantaneously. But is inaccuracy worth the speed? In reality, the more information a customer puts in, the more accurate the quote will be. There are a few steps in between, but a few minutes of advance preparation and you will find it really is almost that easy. Make sure you are getting online quotes the easy way by following some simple tips.
- Get your paperwork together before you start the process. Make sure you have your VIN number handy, your current insurance information (to compare apples to apples), and know what you are looking for in a new provider.
- Dedicate the time. Set aside the time and pay attention to every quote. Many companies call the same coverages different names to help them appear to be different from the competition.
- Check out all discounts. There are some discounts that you must qualify for (ie. Good Student) and there are others that you do not (ie. e Signatures). Look at all of the discounts options to find out every way you can save money.
- Know your priorities. Know what you find most important on your auto insurance policy. If a company has great rates and wonderful customer service but does not offer roadside assistance - ask yourself if you really need it.
Other cost saving tips :
Deductibles - The most dramatic cost saving measures a driver can take starts with increasing the deductibles on their auto insurance policies. Once drivers understand what the coverages take care of they can decide what policy deductibles can be increased for cost savings.
Unnecessary Coverages - Optional coverages vary from state to state and company to company. Coverages that are not required but often included in many policy quotes include towing and mechanical breakdown, rental car, and full glass.
Payment Options - Companies charge you to make payments, so one of the best ways to save serious money on your auto insurance is hiding in the payment you make every month. You could save $84 on payment fees plus an extra 10% or more for paying in full.
by: Hillary Ross
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