subject: John Hancock Life Insurance – Online Quotes: About John Hancock [print this page] John Hancock Life Insurance Online Quotes: About John Hancock
John Hancock is one of the most financially-sound insurance companies in the United States, making it a good choice for someone who wants to purchase life experience. This company also has over 140 years of experience in the insurance industry. John Hancock offers several different plans, including variable, universal, and term life insurance. The company was recently acquired by Manulife, but continues to take care of its customers under the John Hancock brand. Unfortunately, the website does not allow potential customers to get online quotes, but you can get John Hancock life insurance quotes from a number of other websites around the internet.
The first thing you should do when thinking about purchasing life insurance is to decide whether you need term or permanent life insurance. Term life insurance simply provides coverage for a limited number of years. In this case, John Hancock offers plans that provide coverage for 10, 15, or 20 years. These plans are a good choice for someone who only needs coverage for a short amount of time. You might also consider getting term life insurance if you know that your life will be at risk. John Hancock life insurance online quotes will show that this type of plan features extremely low premiums compared to permanent life insurance.
Permanent life insurance provides lifelong coverage and then pays your beneficiaries a death benefit after you pass away. This might be the best choice for someone who wants security and stability. John Hancock's plans include universal and variable life insurance. Universal life insurance allows customers to tailor their premiums and benefits to their needs. Although this plan offers slightly less flexibility than a variable plan, it also guarantees that your death benefit will remain stable. Look at John Hancock life insurance online quotes to determine your premium amount. John Hancock offers policyholders with a universal plan the opportunity to increase their cash value and make withdrawals if necessary.
Variable life insurance plans are the most flexible, but also have the highest potential for risk. If you choose a variable universal life insurance plan, you can choose to invest in several underlying options. If you manage your money carefully, you can significantly increase your cash value. On the other hand, you could end up reducing your death benefit. If you would like to learn more about any of these plans, find a website that offers John Hancock life insurance online quotes.
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