subject: What is Workers compensation insurance California? [print this page] What is Workers compensation insurance California?
We know for a fact that companies offer medical insurance for their employees. This is one of the benefits that workers enjoy and this should be one of the things that employees must look for in accepting job offers. It gives employees the assurance that they are taken care of in case anything bad happens.
When you work for a company in California, you are automatically under the workers compensation insurance California. This means that the company you're working for automatically provides you with an insurance company. If by some bad fate, you become injured while working for the company specifically within the company's premises, the insurance company issued by the company pays the medical insurance and billing. It covers medical insurance, disability insurance and even death benefits to survivors.
This insurance is a no-fault type which means that the employee cannot take undue legal action against the company even if the injury occurred on the job. The insurance makes sure that you are covered in cases of injuries and the company is not at fault and neither are you. This is done to avoid unnecessary lawsuits.
Workers compensation in California states that companies must have the insurance plans ready before hiring the first employee. This is done so to make sure the employees are protected as well as the employer. If employees feel that they are appreciated and valued, they tend to stay longer and give the best of their abilities in the tasks assigned to them. The company on the hand will have a good reputation and a good standing in the business world.
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