subject: Who Is Fleet Insurance Suitable For And How Can You Benefit From It [print this page] Any vehicle that is to be driven on public roads within the United Kingdom is legally required to have all relevant insurance. With a fleet insurance policy in the UK you can ensure that several vehicles of specified type are covered with a single insurance policy.
Fleet insurance is generally applied to cover a group of five or more vehicles. It can be an extremely useful insurance policy for businesses or organisations that have to operate a large number of vehicles regularly. As fleet insurance combines all of your vehicle insurances into one it can make the cost more affordable and administration easier with only one single payment needed and all vehicles having the same renewal date.
If you already have a fleet insurance policy and are looking to lower your premiums or get more comprehensive cover for your budget it is a good idea to shop around. However you will need details of your fleet insurance experience and the details of any claims that may have been made from your current insurer. On the other hand if you are looking for a fleet insurance policy for the first time then it is best if you can collect as written driving experience as possible. This could include company driving experience or any no claims discounts that have been accumulated on any of your current car, van or lorry insurance policies.
You should be able to collect a number of fleet insurance quotes online, however the majority of the time they will need to be highly tailored towards you and your business, therefore it will need to be reviewed by an experienced insurer. With most fleet insurance policies you are able to insure a range of vehicles together on the same policy. As fleet insurance is so specialised there are often a lot of different options available and different policies that can be created directly some of these include fleet insurance for cars, vans, couriers, taxis, lorries and other haulage, or a mixture.
Whilst the greater numbers of fleet insurance policies are supplied to business there is not any restrictions on who can have a fleet insurance policy. It is usually ideal for businesses that need to carry goods on a regular basis. It is often also supplied to a large number of haulage, plant hire or vehicle hire companies. However if you have more than five vehicles to insure it could apply to you, this could include a mixture of cars, vans motorcycles, horseboxes and even motorhomes.
by: Neil Anderson
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