subject: Springfield Area Kia: Car Insurance Rates and Your Credit [print this page] Springfield Area Kia: Car Insurance Rates and Your Credit
Car buyers should consider several factors before settling on their next new vehicle. When you decide it is time to buy your next car, take into consideration your credit before heading out to Springfield area Kia dealerships. Your credit score and history will not only affect the financing terms for which you qualify but also the amount you will pay to insure your next vehicle.
Why do car insurance providers care about credit?
Companies providing car insurance polices to drivers have an interest in your credit history for the same reason as lenders. Kia dealers in Pennsylvania want to ensure each buyer has all the information necessary to make an informed purchase. For this reason, it is important for drivers to understand that a poor credit score and history may be viewed by both lenders and insurance companies as a sign of increased risk in the future.
How to check your credit?
Kia of Springfield encourages anyone in the market for a new car or truck to take a few moments to check their credit score before shopping around. This will allow potential buyers to see exactly where they stand before finding the car of their dreams. Each consumer is entitled to one free credit report annually from each of the three credit reporting bureaus. This means you can check your credit three times per year at no cost to you. To do this, visit AnnualCreditReport.com for the only "free" credit report available to consumers today. If your credit history is not the best, you should focus on the problem areas to improve your credit before shopping for your next vehicle.
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