subject: Plan Ahead, Then See A Lawyer [print this page] Plan Ahead, Then See A Lawyer
There are a good number of Sacramento bankruptcy lawyers to choose from. Finding a Sacramento bankruptcy lawyer is not hard. It's as easy a the yellow pages, the internet or your family and friends. But most Sacramento bankruptcy lawyers are quite busy now days. They sometimes have a backlog of clients. Still, it is worth your while to find one and get started on rebuilding your financial future and life. A good place to start your search for a lawyer is with friends and relatives. You might be surprised by how many people close to you have had to work with a lawyer to reorganize their finances. It is not something people usually brag about, however. Many people who find themselves working with a lawyer are surprised that they are in the position they are. Several months prior they had been bill paying citizens, making all the payments to college, to the credit card companies and mortgage, and now they are wondering how to pay even one. Perhaps a job was lost or there were sudden bills or an illness. Maybe a person can withstand one problem, but when two or three even it at one time, then it is usually overwhelming. This is when most people, belatedly, realize that they need a lawyer. Make a plan before visiting your chosen lawyer. After all, you are your won best advocate. You alone hold control of where you want to be in two to five years, and sometimes things can be negotiated, but it always depends on the case. Your lawyer may advise you to file Chapter 7 or Chapter 13 consumer bankruptcy. Chapter 7 will have you liquidating your assets and paying off whatever you can to creditors. Chapter 13 will have you setting up a payment schedule and retaining many assets. Your time with your lawyer will be your first step in restoring your financial health and finances.
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