subject: Great Combinations For Truck Insurance [print this page] One niche in the field of insurance that is of special interest to business owners is that of truck insurance. There are many companies in the United Kingdom that are able to offer policies for anything, from an individual vehicle to a fleet of any size, and which can be designed to also cover other types of vehicle (not only trucks) under one policy. These policies may then be further fine tuned to include your business premises and their contents, should you so desire.
Policies offered under such heavy goods vehicle (HGV) policies are amongst the most competitive in the United Kingdom. Brokers scour the market for the best, most affordable and flexible policies available and then tailor them to their customers' specific needs, so that once you have every aspect of your truck insurance covered, you can leave everything up to the insurance company and get on with running your business without constantly having to worry about the small details. These companies all guarantee to cover every aspect of your insurance to ensure that your business vehicles (and possibly your premises and their contents as well) are well covered from every angle and for every eventuality.
Among the many services offered to customers is the facility to get an insurance quote on line. All you need to do is go log onto the internet, read through the various listings, fill in the questionnaire from your chosen company to the best of your ability and send it to them. Their teams of highly experienced insurance brokers will then search the market for the very best policy for your specific needs and come back to you with quotations. They will be more than willing to give you explanations and, if they think of aspects you may not have covered, they will offer to include them. It goes without saying that all quotations will be highly competitive and will save you and your business much heard earned money, thereby raising your profits. Clearly, you can contact more than one company on line to see which one comes back to you with the best deal. The waiting time for a reply is usually not more than one day.
Over and above the extraordinarily well priced policies available, some companies will also offer you introductory discounts of anything up to 70% for new business customers or for those businessmen starting new business ventures operating HGV fleets (and mixed vehicle fleets). The cover and benefits will be no less than those included in the policies offered to long standing customers of these insurance companies.
There are many other special offers available for those seeking truck insurance. One really good deal to look out for is the offer of free excess insurance policies for HGV fleet operators. This simply means that you will not have pay a certain percentage of any claim before your insurance cover kicks in - again, saving you and your company money. Another great option to be on the look out for is reduced owner driver insurance coverage, which may be written into your HDV or mixed fleet policy.
by: Neil Anderson
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