subject: More affordable Vehicle Insurance Should Not Be Acquired Through Lies [print this page] More affordable Vehicle Insurance Should Not Be Acquired Through Lies
The reality is that no one likes paying their month to month car insurance premiums. We quite often believe that we are paying for something that we won't even necessarily actually need to use! For that reason we try to get the cheapest, simplest car insurance policy policies that can be purchased, just so that we could be sort of covered in case of the extremley unlikely event that a little something might to wrong! We can be so na?ve.
If you're looking for cheaper car insurance, lying about the following may possibly get you into serious trouble:
Underestimating the number of km's you do each month or per annum. Keep in mind that your mileage has an impact on your car insurance. The more you travel per month or annually, the greater your chances of something going wrong. If sometimes happens that people relocate or find work further from their homes and then conveniently "forget" to notify their insurance providers about this. Be very careful, you may be slapped with a quite significant penalty charge in the event that this comes to light!
Lying about the safety and security precautions. Do not convey to your insurance vendor that your motor vehicle is fitted with a state of the art anti-hijack product and parked behind garage doors in a security estate, when it's in fact fitted with a flimsy gorilla-lock and parked on the pavement each night. Even though this may result in initial cheaper car insurance, you may find yourself blushing all the way to your bank manager if the car is stolen whilst parked on the sidewalk and your insurance provider refuses to process your claim.
"Forgetting" to list all the nominated drivers for the car. Remember that each and every individual who drives your vehicle in question should be on the insurance policy for that vehicle. It is rather amusing how a number of people conveniently neglect to nominate their adolescent kids or their other high-risk family members. Yes, the insurance premium is going to be higher with these two people on the plan, but in case of a car crash caused by either of them, your insurance will at least pay up.
Don't lie about the driver before the accident. If your teenage daughter was driving the vehicle at the time of the crash, don't try to play super-mom and claim that it was you. The truth normally comes out, don't try to conceal it!
Do not keep quiet about what the car is actually used for. If you are using your car for business reasons, be sure to mention it! If the insurance carrier finds out that you were in an accident on the way to a client, and you're not covered for such scenarios, you will yet again end up in trouble.
There are many approaches to obtain cheaper car insurance policies:
Keep your driving history plus your credit track record as clean as possible as these are 2 of the 1st things that insurance providers will look into. Then implement some additional safety measures such as an alarm system and a tracking unit and your next insurance payment may well be a pleasant surprise!
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