subject: What to consider when reporting something to auto insurance? [print this page] What to consider when reporting something to auto insurance?
This is a new reflex that everyone must take when a car accident. In any circumstance, the patient must make a double statement. The first return to the doctor and the second to fund primary health insurance. Naturally, any accident must be carefully specified in the declaration of auto insurance. The information must be specific and specify the nature and consequences of the accident, details of the officer and witnesses, if any
Note that the liability insurance, which also is required, covering all risks for accidents and injury suffered in others. It covers persons not in the car, and people in the vehicle except the driver itself, if it has only agreed to a third party motor insurance. Take care to read your contract because some of them provide additional guarantees.
In case of accident, write a statement to your insurance company explaining in detail the elements and damaged the place, day, hour and a sketch of the position of cars after but also before the accident. The joint office is no longer reporting, even when it is completed and signed by the other driver. After the accident, you only have five days to send the statement to your insurer.
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With regard to bonuses and pitfalls, know that the calculations are done each year on the basis of a referral bonus and annual bonus increases your quota if you've made no accident. In contrast, all accidents are you combine the penalty other than an accident or other driver is fully responsible or in case of theft, fire and broken glass.
In case of sale of vehicle, it is essential that prevents the insured company so that the contract be suspended from the next day at midnight precisely. It is of course possible, with a ten days' notice to terminate his contract but keep in mind that the company is entitled to claim compensation in an amount equivalent to six months of premium.
Let us analyze the risks associated with a false insurance quote auto. After the acquisition of a vehicle it is compulsory to ensure, if only to ensure that the liability of the driver. If you do not meet this condition, you will be subject to many problems of lawful orders. Some argue that another person was driving the vehicle during the accident, the other will claim they were robbed of valuables along their automobile. Such actions are likely five years imprisonment and a fine of 400,000 euros after article 113-8 of the Insurance Code. Similarly, insurance is generally entitled to increase the premium after such fraud.
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