subject: How to renegotiate auto insurance prices [print this page] How to renegotiate auto insurance prices
Renegotiate its auto insurance few people think. But we could do every year.
When terminate his contract? What is the best time?
It is quite possible to use a dial indicator on the internet to find the best rates and more, maximum coverage.
How to Compare?
This exercise is easy to do, yet he must know the elements of an auto insurance policy to take into account to make your comparison. Four elements are essential:
Guarantees
The retail franchises
Support
Exclusions
Do not hesitate to put in competition with traditional insurance brokers online that are often cheaper. Caution, however, they do not like bad drivers and to lower prices, often leave the insured is responsible for all administrative procedures.
Whatever your choice of insurer, know that it is easier to get better rates if:
- You are a father;
- If you have a hybrid vehicle;
- If you make short trips;
- Some insurers even offering a discount if you choose public transport.
And especially be careful, do not forget to read your Terms and Conditions before signing your Special Conditions. These two conditions should absolutely not contradictory.
When terminate your contract?
Two scenarios:
At maturity of the contract, that is to say, two months before the anniversary date without the need to justify your decision. Also note that since the Chatel Act, any motorist can terminate his contract of insurance for abusive increase of prices.
During contract, it is quite possible to cancel your contract for the following reasons:
- Change of address;
- Change of marital status and / or professional of dismissal or unemployment;
- Destruction of the vehicle.
But in both cases, the death of the insured is not considered grounds for termination.
Visit our tuner cars website if you happen to own one.
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