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Car insurance holders 'should be wary on icy roads'

Car insurance holders 'should be wary on icy roads'

The AA has revealed that many drivers fall foul of icy conditions in the winter.

Car insurance customers may wish to make sure their policy is adequate to protect them against accidents as winter sets in across the UK, a new study has suggested.

According to research conducted by the AA, the current spell of snowy and icy conditions have led to an increase of almost one quarter - 23 per cent - in the number of breakdown car cover claims being made from their customers.

The data collated from the company's call centre on Cardiff shows that annual insurance policies have been affected as road users report instances of collisions with objects such as kerbs and barriers due to the treacherous driving conditions caused by the cold snap.

Simon Douglas, director of AA Insurance, added: "Trees, lamp posts, telegraph poles, barriers, bollards, grass embankments, walls, fences and hedges have also all brought unfortunate drivers to an abrupt and chilly halt."

This comes after the Post Office announced it is to increase cover on its home insurance products by ten per cent ahead of the festive period.

Meanwhile, one lender has advised people to take care of their pipes in the winter.

Home insurance customers may wish to take some time to compare savings on the most attractive deals available to them as cold weather sets in across the UK, a provider has stated.

According to Lloyds TSB, there has been a "dramatic increase" in the number of claims being made on contents and buildings insurance policies in the recent past due to the snow and icy conditions that have enveloped the country.

The financier indicated it has experienced a rise of 700 per cent in the number of claims being made for frozen or burst pipes, with five per cent of such dealings being down to these problems.

Tim Downes, regional manager of the lender's personal claims consultants department, said: "The cost to repair damage caused by a burst pipe is typically around 2000, so it is worth taking steps to avoid frozen pipes."

Meanwhile, the Post Office recently automatically increased all its home insurance cover by the value of ten per cent in order to fully protect its customers over Christmas.




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