subject: Motorcycle Accident Compensation: Insurance And Legal Claims After An Accident [print this page] If a person should be involved in a motorcycle accident, an important thing to do is to file a claim with the insurance company that covers the motorcycle. This will help cover the costs related to the accident.
Most states require all road ready vehicles to have adequate insurance. This is a safeguard against those who may not have the financial ability to cover property loss and medical costs. When filing an insurance claim for a motorcycle accident, it is important that all the details are recorded honestly and accurately. This will help both the insured and the insurer rapidly file the claim in a timely matter. Insurance fraud carries harsh penalties, even if accidental. Record every detail!
If involved in a motorcycle accident, make sure that a police report is filed. Many insurance companies will not allow a claim to go through without a police report. A police report confirms the details of the accident with a reputable source and outlines all of the parties involved so that proper recourse is taken.
Depending on the amount of insurance a person carries, the damage to the motorcycle may be covered completely. Medical costs will help be reimbursed and other involved parties will receive compensation if necessary.
Many times after a motorcycle accident occurs, victims will seek damages and other forms of compensation due to property damage, medical bills, etc. It is an important part of the American justice system and should be utilized. Contact a lawyer; there are many law firms that specialize in motorcycle laws. The lawyer will decide whether a claim should be filed and the likelihood of winning a court case based on the provided evidence such as a police report.
Depending on the state, many different laws are involved, some of which stipulate what a proper claim to damages would be. The lawyer will know these laws and guide the victim through the process, often being paid by a percentage of the winnings from the court case. Do not delay too long in filing a claim because many states have a statute of limitations which can prevent you from filing after a certain amount of time.
by: Penelope Stone
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