subject: Is Dog Health Insurance Worth It? [print this page] Is Dog Health Insurance Worth It?
It seems that we are paying for insurance on everything these days. Health insurance, car insurance, extended warranties that are offered on silly simple things such as on a $5 set of ear buds. With so much "insurance" being thrown around these days, a lot of dog owners are quite skeptical about investing in dog health insurance. Is it worth it?
Why People Bother with Dog Health Insurance
The number one reason is simple: veterinary visits are expensive! Just walking through the vet's doors may cost you any where from $40 to $100 for a visit, and sometimes we wonder if the vet ever actually did anything. A veterinarian may walk in, take our dog's temperature, tell us to look out for our best friend and come back if there are any changes, and then leave the room, and leaving owners with a large bill.
Apart from the fact that just visiting the vet is costly, what if something awful was to befall your pet? Car accidents and dog diseases such as dog cancer are becoming all the more common these days, and these are all very expensive treatments to have performed on your dog. Can you afford to shell out thousands of dollars in one month, or would you rather pay small amounts into an affordable plan and pay a premium should such an issue befall your best friend?
How to Choose a Dog Health Insurance Provider
Choosing a provider is a matter of preference. There are varied rates between the different dog health insurance providers, so make sure you check out the different prices you may have to pay. See if the dog health insurance providers will offer you the services you require, and see how flexible they are. You also want an insurance company that offers great customer service, so put any insurance company high on your consideration's list if you receive great customer service.
What does Dog Health Insurance Cover?
There are a lot of different items that you can have covered in dog health insurance, though here are the most common:
Doggie dental care
Any file suits filed against your dog (i.e. he bit the mailman)
Injury, illness, or any accidents that may happen to your dog
If your dog has long term dog diseases, this can be covered.
Emergency visit fees
Loss or theft of your dog, including euthanasia and burial
Remember to ask for what you need based on your dog's individual needs.
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