COVERAGE FOR CATS & DOGS IS A GROWING POLICY WITH MANY AUTOMOBILE INSURERS
For many people, pets are like their children, and they often ride in their owners vehicles, whether they are going on a family outing, to the store or just out for a joyride. When you are behind the wheel of your automobile you and your family members are not the only ones at risk, so is your cherished cat or dog in the car with you. Do you sometimes wonder what would happen if you got into an automobile accident while your pet was riding with you? Will your insurance company cover your pet's vet bills from the accident? There is a new type of supplemental coverage, typically only for cats and dogs, referred to as Pet Injury Insurance. (It is not available through all insurance carriers, nor is it in all states). If your pet is injured in an accident, the insurance company will pay up to a certain amount for their vet bills and any medicine they may need. Of course there are some limitations to this coverage and it will vary by provider. You'll want to check with your insurer to find out if it provides such coverage in the event of an accident. What is the difference between Pet Injury Coverage and Pet Insurance? Pet Injury Coverage is NOT pet insurance. Pet insurance pays for veterinary bills such as office visits, lab fees, X-rays, surgeries, accidents, prescriptions and more when your pet is sick or hurt. Many plans have deductibles, maximums and even coinsurance. Pet insurance does not always cover all medical conditions for your pet, so make sure you get all the information from the insurance company before you buy. Pet Injury Coverage protects your dog or cat from injuries resulting from accidents while riding inside your vehicle.
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