subject: Substance Abuse and Heath Insurance [print this page] Substance Abuse and Heath Insurance
Often the first step once a path to recovery is being sought is the residential treatment center. Residential treatment centers are inpatient programs that typically address the specific addiction problem a patient is struggling to break free and recover from.
In years past, health insurance plans did not cover any part of substance abuse programs or mental disorder treatment. That has changed and now many health insurance plans do have limited provisions for residential treatment center stays. Evolving health insurance to fit the needs of the consumers is a positive change in the medical world.
While programs that are in place at residential treatment centers may vary in specifics, the general overview is quite similar in that the options offered include family counseling, one on one counseling, group therapy, nutrition and exercise help. Health insurance plans will typically provide limited coverage for at least a minimum length stay in such treatment centers.. In some cases the residential treatment centers will help the addict care for children while they are undergoing treatment
Therapy is something that is new to the health insurance coverage world. Typically the policy will have limits as to how many sessions over a certain period of time, but some coverage is provided under many plans. Group therapy is often an essential element to residential treatment center programs as well as individual therapy sessions. With qualified professionals in a setting of fellow addicts, the patient can share experiences, get and give feedback to others and build a support network that can be very beneficial in the recovery process.
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