subject: Should I Buy Trip Insurance? You Need to Decide [print this page] Should I Buy Trip Insurance? You Need to Decide
If you are considering a trip and have an existing medical condition, you have a limited amount of time in order to decide whether you should purchase travel insurance. Trip Insurance (there are several types of travel insurance, trip insurance's primary purpose is to protect the financial investment of a trip should you become sick prior to departure) has evolved over time and now has coverage for pre-existing conditions.
This additional benefit is of value to tens of thousands of travelers who have a manageable medical condition but are concerned if something unexpected happens - either prior to departure or during the course of your trip. Keep in mind, you must purchase the trip insurance coverage within a set number of days after you've paid for your trip (or made the initial deposit). If you wait too long, you can still purchase coverage, but the pre-existing condition may be considered an exclusion'.
A typical period of time given to purchase coverage is 10 days from the date the trip is purchased or initial deposit for the trip is made. Be sure to read the company's product brochure to find complete details and verify that existing conditions would be considered covered.
You've spent a lot of time planning for your trip and have a significant financial investment, make sure you are protected by planning ahead.
Check out pictures https://healthinsuranceandlifeinsurance.com/Page_2_FKXL.html from one of our agents last trip to South Africa. You might not be up against the same size animals on your next trip but make sure your are protected if something should happen. Booking fees many times are non refundable. Emergencies do come up and it cost alot to change plans these days.
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