subject: Why Pet Insurance Is An Investment Of Love [print this page] You probably know very few people who do not own a pet. Most households have at least one type of pet, while a large majority has a mixed variety. Dogs and cats are by far the most popular household pets, with fish and birds coming in afterwards. The good thing about having fish or birds as pets is that they rarely have health problems which would need the attention of a veterinarian. With dogs and cats, this is not true. Cats and dogs have health concerns which can be very costly, so it is a wise financial move to invest in a pet insurance policy.
An insurance policy not only protects your pet, it protects your family from financial hardship. Vet bills can be really expensive in some instances. The minimal cost of the policy will more than justify the expenses you could suffer later.
The same illnesses that plague mankind can also strike our canine and feline friends. It is not uncommon for a dog or a cat to have cancer. There are other diseases which can strike our little friends which can drive up a huge veterinary bill. This is including the chance that your pet would be severely injured in an accident. A pet which had to have an operation and veterinary stay because of an illness or accident could cause the owner to pay thousands of dollars in veterinary care. An insurance policy which covers our little friends would help absorb the impact of such a high medical bill.
Just as you and your family members have regular doctor visits, such as physician and dental visits, your pets have them also. If you had an insurance policy which covered pets, you would be able to cut the cost of your veterinary visits. Preventative care is often covered in most.net and cat insurance plans. This helps keep them healthy so it is less likely they will get sick. It saves the insurance company money over the long term.
While shopping for insurance for your cat or dog it would help if you kept in mind how much money you would like to pay out of pocket for each visit. Your deductible will determine how much your insurance will cost. The higher your deductible, the lower the insurance premium will be. Keep in mind that the typical policy for a pay it will run you less than $20 monthly. This is a very minimal amount, considered that some vet bills for extended care can run up a bill in the thousands of dollars.
If multiple pets, you may be able to get a discount from some insurance companies. While on the topic of deductibles, also ask about a multiple pet discount. Although the insurance policies which cater to pets do not cost much, it is wise to save money anywhere you can.
One of the factors which will help you in finding insurance for your cat or dog is the fact that it has become quite popular over the last several years. Insurance companies have recognized this trend and have scrambled to create policies fashioned exclusively for pets. You may be surprised to find your insurance company offers this type of insurance. Before you go anywhere else, you may wish to inquire with your current insurance agent.
No pet owner will deny that their pet has achieved family status. Since we all love our pets so much, it only makes it easier to justify the small cost of pet insurance. You will be covered should your pet need extended veterinary care, and your pet will be covered should they become critically ill or injured.
by: Eddie Lamb
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