subject: Why Static Caravan Insurance, And Insurance For Caravans, Is A Necessary Expense [print this page] Buying a caravan can be the start of a new life. Caravans and statics offer a new kind of freedom a glorious compromise between the great outdoors and the often inclement British weather. Properly looked after, caravans can give wonderful family holidays for years. They are, though, fragile beasts, whose benefits quickly fall by the wayside if they arent well cared for and that means insurance. Static caravan insurance, and insurance for caravans that move around, is imperative if a holiday is to bring the peace of mind its supposed to.
Like any insurance policy, the best way to define the benefits of static caravan insurance, or insurance for caravans that can be moved from place to place, is to list the things (the expensive things, remember) that can go wrong with them. Static caravan insurance and insurance for caravans that can be towed, isnt just a protection against theft or accident: its a shield from the often exorbitant cost of repairing the things when they stop working properly.
Static caravan insurance gives protection against damp ingress, the number one killer of all caravans. Statics are particularly prone to damp because they stay in one spot for most of their useful life. Their weight settles, all the supporting bits of the structure attain a resting position, and the static is left to the vicissitudes of its local elements. Given that most holiday parks are located in areas subject to extreme weather (countryside and coastal places with no tall buildings to buffer the wind and rain), those elements tend to be punishing. Static caravan insurance provides a barrier between the owner and the inevitable cost of weather damage.
Touring caravans, though no less likely to be attacked by damp, at least have the advantage that they go home with their owners who can then spot and rectify damp problems before they become too major. Insurance for caravans that move is more use as protection against damage occasioned by moving: broken struts, faulty tow bars and twisted shells. Just as one wouldnt go on holiday without motor insurance, neither should they leave home without insurance for caravans otherwise, what do they do when that unforeseen gust of wind blows the van into a tree, or the pitch they have chosen turns into a bog that wrecks its wheels?
Static caravan insurance offers the same peace of mind that house insurance does, and for the same reasons. Insurance for caravans that can be towed brings the safety of motor vehicle insurance to the moving home behind the car. Either way, these arent negligible policies, take or leave: they are absolute must-haves, without which a perfect family holiday can quickly turn into an expensive nightmare.
by: NACO Services
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