subject: What You Should Know About Car Insurance For Teens [print this page] It's great when teens start to drive. You as parents might start to worry because they are driving on their own and what if they get in a car accident, yet at the same time you are celebrating because you no longer have to cart them around. Yet, what do you need to know about car insurance for teens? There is quite a bit that you need to know.
For starters you should know that you will pay more. You might be rolling your eyes and saying it figures, but you have to know this. Teens are known for causing accidents. That is why they increase the insurance rates for teens due to how often they are at fault. So, do be looking to pay more.
If you have a teenage son, you might be paying double. Boys are known to have that need for speed. They are also said to be more wreckless than others. If you look at how many teenage boys are said to be the cause of accidents, you might just be a little surprised. There are many teenage boys who get into car accidents which is why you might pay double.
Now, you can get car insurance that is in connection with yours. Meaning you can get your teen on your plan which would just raise your car insurance. They can also get their own car insurance. This means they are responsible for paying for it. So, you do see that you have options. Now, how much you or just your teen will have to pay depends.
There are some that will actually give teens a break and encourage them to do well in school. The way that they do this is if kids get good grades, they give them a discount on their car insurance. You have to get so many A's. That's something nice that they do. Many parents have found this to be a great incentive and teaches their children and teens to take responsibility of their driving privileges.
Last, they might give your teen a break no how much they have to pay if they prove themselves. Sometimes, when teens go so long without having an accident they might give them an incentive to be safe. The companies know that there are a whole bunch of reasons that teens cause accidents. The cell phone is one of them.
So, while you might be paying a nice sum when it comes to car insurance for your teen, there are ways to get around it. There are ways as you have been told to get a discount. There are other ways as well if they are on your car insurance. So, get a quote done and see what comes about for you. There might be a plan that makes you both happy.
by: Lance Thorington
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