subject: Obtaining Car Insurance Quotes Online [print this page] Within five minutes you could obtain numerous car insurance quotes online. There are various methods for you to be able to do this. Whether you visit a provider's website or a comparison site.
There is a standard number of questions that you will be asked regardless of which avenue you take. The general questions are usually: your personal details e. G. Your name, age, address; your driving history, so things like how long you have been driving and how many accidents you have had; information about your car, this can be automatically obtained if you have the car's registration.
Once you have this information you can obtain an insurance quote, however entering additional information can result in a cheaper quote. Information like any no claims bonus', whether the car will be garaged and the amount of miles you expect to travel in your vehicle.
With any quote that you obtain from an insurer, you will have around thirty days to take out the policy so you can have plenty of time to investigate the benefits and drawbacks of any quotes you obtain plus the advantage of being able to get a variety of quotes and have the time to compare each one.
An advantage of obtaining a quote online is that you are able to customize the quote to your own needs. Most websites allow for the addition or removal of additional items extra to the basic insurance you have chosen. Things such as break down cover or lost car key insurance can be added or removed.
There are two factors that majorly affect the cost of car insurance, one is the type of cover selected and the other is the type of car being insured. Taking the later, the following will increase the cost of the cover: the size of the engine; the newer the car; additional modifications e. G. A speaker system or body kits. The car insurance will be reduced if you have an old car with a small engine also if you fit an immobiliser or an alarm system to the car the insurance will be reduced.
The other factor greatly affecting the cost of the car insurance quote is the the type of cover fully comp insures your car in whatever circumstances and as such means the quote will be the most expensive whilst third party insures other vehicle's in the event of any damage caused to them by you.
by: Lance Thorington
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