subject: A Discussion Of Free Auto Insurance Quotes [print this page] Free auto insurance quotes can either be obtained online or by calling an auto insurance agent. It is easiest to go online, as different websites exist that compare rates. Before going on the Internet or calling agents for quotes, however, a customer has some research to do where auto quotes are concerned.
To begin, a person looking for a free car insurance quote needs to know exactly the kind of auto coverage that he or she wants. A customer may want to add to an existing policy or purchase an entirely new one. This has to be determined in advance of seeking the free quote.
Upon knowing the kind of insurance that he or she would like to purchase, a person seeking a free auto quote needs to either call a specific auto company (if he or she has one in mind) or visit websites that compare quotes from several companies. There are many such websites that exist, and they provide excellent information with the touch of a mouse.
It should be noted that a lot of personal information needs to be given to the website or agent providing the free auto quote. This includes the driver's age, driving record, marital status, sex, etc. This information will help to determine the best possible rates available for a person's specific demographic group, as rates vary based on age, for example. This is since younger drivers tend to be riskier people to insure and thus traditionally have higher rates.
After providing information about themselves, drivers will also need to provide details about their cars. This includes the year and make of car, vin number, the number of miles the car has on it, the condition it is in, and more. This information can also help to determine rates. For example, a person may decide to do without extra collision damage insurance if a car is old and not worth a lot of money.
Upon providing the detailed information discussed above, a person will receive a free auto quote from either the Internet or the agent. It can not be stressed enough how helpful online sites are with providing quotes, as people can plug in different variables numerous times to determine the best rates possible. While an agent on the phone is certainly helpful, a customer would have to make numerous calls to get rates from different companies, something that could be done in one step on the computer.
In conclusion, a person can get free auto rates by either calling insurance agents or getting the quotes over the computer. A lot of personal information about the driver and car needs to be provided in order to get the rates. There are many advantages to getting the rates over the Internet as opposed to from an agent on the phone.
by: Lance Thorington
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