subject: Living Paycheck to Paycheck-How to Put Value into Your Chump Change [print this page] Living Paycheck to Paycheck-How to Put Value into Your Chump Change
If you know that you are a person who spends the little money you have left over from your paycheck on little things you do not need. Then try to bust through your routine and save the little money you have left. If you are thinking about buying a drink or going to the bar with 20 dollars. Try to stop yourself. Take that money you were going to spend and put it in a jar. Do this for a month and count the money you have saved. Multiply that by twelve and figure out how much you are spending a year. I am sure you will notice on how that chump change has more value than it seems. If you do this, then do not over push yourself and try to cut out every little habit you have. You might overwhelm yourself and fall back in your same routines. Try to cut one habit at a time until you get used to it. Then work on the next. Set a plan. Save your loose change and invest it at the end of every year.
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