subject: Courier Company Concerns About Insurance [print this page] One of the first concerns that a business has when initially making a shipment with a Phoenix delivery service is whether or not the delivery is insured. Each day, a Phoenix delivery service intercepts customer questions regarding insurance specifics. They must be responsible for insurance that covers their own possessions, as well as the client company's shipment. There are two types of insurance that a delivery service must carry, without exception. They usually try to save money on insurance premiums by using one carrier for both types of insurance.
The broadest insurance is usually the one that covers the vehicles in the event of damage, such as collision coverage, non-insured driver liability coverage, theft coverage, vandalism, and any other injury that may be incurred to a vehicle. Additionally, they will obtain coverage for specialized courier insurance, the function of which is to protect the assets that are involved in the transportation.
To not carry a sufficient amount of insurance would leave a delivery service open to severe liability. If client assets are injured during transportation, though an abject reality, it is something that a delivery service must deal with whenever they happen. Accidents occur infrequently, but when they do occur, Phoenix delivery service must be prepared by holding adequate insurance to cover the losses that occur, either for themselves or for their customers. To let down their customers in such a manner would be a tremendous business mistake, as the company exists solely because of their clients and their shipping investments.
If a Phoenix delivery service was trying to do business with adequate insurance on their shipments, hardly anyone would agree to let them transport their assets. Any company who assumed this position would quickly find themselves filing Chapter 7, as news travels rapidly among the business industry. You may feel safe and secure knowing that when you schedule your next shipment, if somehow the truck were to be in an accident, or your goods damaged in any way, that there will be sufficient insurance to cover the losses.
When it comes to insurance, you can never be too cautious. Feel free to inquire at the company for more insurance specifics. They should be more than willing and open to give information so that you can feel more at ease. If a customer service representative is not forthcoming with information, immediately ask to speak to a supervisor and the matter will from that point on be handled with professionalism.
by: Scott P Gallagher
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