subject: Tips to safeguard yourself from health insurance fraud [print this page] 1. Check out with your friends and family to confirm if the agent you are approaching for your insurance policy is a licensed insurance agent or just a "membership" coordinator.
Do not fall prey to catchy "cheap insurance" or "discount plan" terms written in the product literature. No such term is realised in practice for insurance policies, and most discount plans are often nothing more than a discount for medical services, like eyeglasses, dental check ups, prescription medications etc. Such plans are not framed to provide major medical health insurance coverage.
Never choose a policy provider whose reputation is wage and the one that you have never heard of before.
Beware of the associations and unions offering plans that state "guaranteed" insurance coverage with no exclusions for "pre-existing conditions" and no "waiting periods."
Compare the health insurance policy options offered to you with many other health insurance policies offered by other local insurance companies. If the insurance policy offered to you is significantly cheaper in price than the policy provider is no doubt faking you in some way.
Buying a health insurance policy is a big investment and thus one should be careful while considering all of the options before making a decision. Research a bit on the internet or ask your family and friends about various insurance options available. Make yourself familiar with the different health insurance plans and make a better informed decision concerning health insurance to avoid frauds.
Tips to safeguard yourself from health insurance fraud
By: Tony (OM Visions)
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