subject: Is Consolidating Debts Always a Good Idea? [print this page] If you don't qualify for consolidation and want debt relief, you may want to look at credit counselling as an option. Your unique situation should be carefully assessed. Consider your debt ratio, your budget, your current interest payments, and how long it will take you to get out of debt before making decision. In any case, getting a handle on out-of-control debts is important but not every consolidation loan is right or available for everyone.
Is Consolidating Debts Always a Good Idea?
By: Chris Jenkinson
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