subject: Protecting Your Pride And Joy With Insurance For Caravans [print this page] A caravan is a wonderful thing. It can bring years of joy to a whole family: relaxed holidays, wonderful trips to beautiful places. So why risk losing it to theft or damage? Insurance for caravans is as important as insurance for homes, vehicles or expensive possessions. It can be bought in packages tailored to suit ones needs (i.e., is the caravan static or mobile, where is it stored, etc) and it offers first-class protection in the event that something goes wrong with ones investment.
It is, after all, is an investment a caravan represents a pretty significant cash outlay designed to give returns in years of holiday fun. Thats the kind of thing a person would normally insure without a second thought. Insurance for caravans protects the investment in the same way that travel insurance protects the investment of a trip abroad: if something unfortunate happens, the insured party is safe in the knowledge that all those extra expenses will be covered by someone else.
Without wishing to cause alarm, a caravan is as fragile as it is wonderful. So many things can happen to a van that the mind boggles to imagine how anyone could take one anywhere without insurance. From the moment it gets hitched to the back of the family car, a caravan is like an untrained animal entering a dangerous world: no-one ever knows quite what it is going to do next, or whether it will cause damage either to itself or others. Insurance for caravans will protect against all of these unknown quantities.
Take, for example, the journey. Everyones heard someones funny story about the caravan that came unhitched from its parent vehicle and ended up overtaking it on the motorway. Thats pretty hilarious until one realises the amount of damage that runaway van could cause to itself, to the family car, or to other vehicles. A tow hitch is a simple thing, easily broken: insurance for caravans protects against the considerable damages that could be levied against a van owner by disgruntled motorists.
Even if the journey is completed in safety what about the pitch? Even seasoned van owners can dread the rigmarole of backing a caravan into its space: steering doesnt work so well at 2 mph with a 30ft van on the back of the car, and people pitching caravans often get into some pretty sticky situations. Insurance for caravans can take the hit, if one rolls the van over the back of the pitch and into a river or swings it around to quickly and ends up jack knifing it into the side of the car.
So the van is pitched and everyones happy. So happy, in fact, that theyve gone off somewhere and left the door unlocked. A holiday park, for example, is prey to the opportunist thief: and nothing looks more opportune than an unattended van. Its the work of a moment for anyone with a penknife to get into even a locked van which is why its the work of insurance for caravans to provide redress in the event that all your stuff gets nicked while youre out in the sun.
The short of it is that a caravan, like everything else in a country full of 21st century Westerners, is a vulnerable and expensive object. Valuable things should be insured to prevent the heartache and expense that inevitably comes when they break, get stolen, or damage something else. Insurance for caravans, then, is as much of a must as insurance for a car or house. Dont leave home without it.
by: NACO Services
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