subject: Best Life Insurance Policies In Australia [print this page] Unfortunately, the best life policies in Australia will vary as it depends on which policy is best suited to your needs. However thanks to the internet, buying and finding a life policy which suits your needs has never been easier.
The good thing about buying personal cover online is that most online comparison services are free. They can also compare a number of policies at the same time, saving you valuable time.
Which companies compare the best life insurance policies?
Make sure you choose a reputable comparison service. A reputable comparator will compare Australia's top insurers and ask you a number of questions. The greater the amount of questions asked, the higher the chances you have of paying lower premiums.
Some of the top companies that an online comparator should compare include:
* AIA
* AMP Insurance
* Asteron
* Aviva
* AXA Insurance
* CommInsure
* ING Insurance
* Macquarie
* MLC Insurance
* Tower Insurance
* Zurich Insurance
Do life insurance policies offer discounts?
It really depends on the online comparator you go with, but many offer promotional discounts, either in whole or on the first month's premium.
Some insurers also offer discounts if your spouse also purchases a policy. This equates to a saving of around $5-$8 per month, which can equate to hundreds of dollars over the life of a policy.
Should I only buy the best life insurance policies?
At the end of the day it is your choice, however if you are in doubt you should speak to a qualified financial adviser. Most online comparison services will also have financial advisers available to discuss your personal situation. No matter where you buy cover from it pays to get sound financial advice.
Buying the right policy can save you money, as well as ensuring that your loved ones are cared for should the worst happen. Make sure you review your policy annually so that it is kept up to date, and to ensure that the level of cover you have is enough.
Save time and find the best life insurance policies in Australia
Using an online omparator can save you both time and money. Why not contact your local comparator to discuss your needs. They can answer any questions or concerns you have, and can suggest a policy that is competitively priced to meet your needs.
by: Grant Main
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