subject: Find And Compare Life Insurance Australia Wide [print this page] If you want to find and compare life insurance Australia wide, there is no need to make the task an onerous one. You no longer have to contact each individual insurer and review their policies. You can simply do your research online in the comfort of your own home, or at an internet cafe.
The first step is to determine how much cover you need. You should take into consideration things like your mortgage, or any loans you may have. If you have children you may even like to factor in things like childcare and education costs. If you are unsure you may find it beneficial to speak to a financial adviser who can help you determine the correct amount you should be insured for.
Compare life insurance Australia online
There are quite a few online comparison businesses that can compare premiums. It's a matter of finding the right one for you; you may even like to try a few of them to compare the level of service you receive.
You should keep a look out for things like:
-promotional discounts
-a free annual policy review service
-how well premium structures and concepts are explained to you
-what extra policy add-ons, if any, are beneficial to your situation
Compare life insurance Australia through a financial adviser
You can easily clarify information by speaking to someone in person, such as a financial adviser. You may even find that it is easier to communicate your needs in person, rather than over the phone or over the internet.
A qualified financial adviser can give you advice based on years of experience. They can also help you determine how much cover you need, and whether you would benefit from paying stepped or level premiums.
Compare life insurance Australia through a life insurance company
You can contact a few insurers yourself and conduct your own comparison. However you may find this difficult as you may not have adequate knowledge to make an appropriate comparison.
Another point to note is that it may be quite time consuming to contact every top insurer in Australia. Also, many of these companies do not sell directly to the public and only sell through intermediaries.
It's easier to find life insurance Australia online
With the huge number of online businesses its no wonder that life cover can be easily compared online. Gone are the days of manually searching for policies with the internet at hand.
If you are unsure of using the internet to apply and buy cover, then perhaps finding a qualified financial adviser may be useful. When looking for a policy make sure you find one which is competitively priced, as finding a policy can save you thousands of dollars over the life of a policy.
by: Grant Main
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