subject: Don't Get Ripped Off On Caravan Insurance [print this page] We all need the right cover for our caravans, and when we know how to go about finding the lowest price and excellent company, it can make the cover we get worth so much more.
Not all insurance policies or companies are created equal. It can be quite a chore sometimes to find a decent company that offers the cover you need without being taken for a ride. Insurance companies are in the business to make money, and often, they lose sight of their most important resource - the customer.
This can happen in any business, especially when the ones making the rules become blinded by greed. However, there are still a few out there that actually care about their customers, and try to get them the lowest prices possible. Finding them can be tricky, so here are a few tips:
1. Search the Internet for caravan insurance companies that work close to where you live. If you can actually take a visit to the company after you discover they might be the right one for you, you can really get a feel for the way they operate. You can then judge their level of customer service and decide if they are the one.
2. Take your time, and do not become sucked into the first policy you come across. Many people will find one company, think they are all the same, and simply sign up. They are not the same, and not doing your homework on the subject can certainly come back to haunt you. The level of service different companies provide, as well as their rates, are all over the board, so take some time and find a good one.
3. Know the level of cover you are seeking ahead of time. If you can do a little work before hand, you can determine what type of cover you need and can afford. This will make choosing the right company and policy easier when you actually begin to search.
4. Don't fall for their sales lines. Insurance companies will often try to get you to buy much more cover than you actually need or can realistically afford. After all, they are trying to make money. It is up to you to know how much you can afford, and the level of cover you can live with. If you can easily afford all the cover they offer, then it probably won't matter as much to you. However, if you are like most people, you need to save as much as possible each month.
5. Before deciding, call the company. To gauge the level of customer support thy offer, either visit them personally or call them up. If you are left on hold for an extended amount of time, or shuffled back and forth between automated voices, then maybe you should rethink that company. Some waiting is to be expected, but remember it is your time and your life that is being wasted on hold, when it is not necessary.
The right caravan insurance company is out there, and with a little determination and perseverance, you will find them, and save yourself headaches and money at the same time.
by: Tom Jones
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