subject: Finding Low Down Payment Auto Insurance [print this page] In today's economy everyone is looking for a bargain. Auto insurance is no different. Find auto insurance with a low down payment can be a challenge but not impossible. When looking for a low down payment auto insurance there are a few things that you will have to consider.
You will need patience to get the best down payment. You wont be able to go to an online insurance site and just find it. You are going to have to do some research, make some telephone calls, and talk to some real live people. You have to be determined. You may have to check with several agencies to get the down payment that you want. So stick to you guns. Set the price that you want and don't settle.
One way an insurance company determine a how much you will need to put down is by looking at your credit record. Your credit record is how insurance companies determine how you will pay you bill. If you have a pretty good record and the insurance company determines you will pay you bill well they will be more willing to give you a break on you down payment.
Another thing that the insurance company will look at is your driving record. They will check to see if you have tickets on your records, have recently been in any accidents, and how good of a driver you are. They will determine if you will be a high or a low risk driver. If they deem you to be a low risk drive they will work with you on how much money you put down.
If you have good credit and a good driving record you have a good chance of getting a really good down payment. But, you will have to ask for it. Insurance companies don't like to give money away so you will have to almost demand it. Don't be afraid to tell the insurance company that you will go somewhere else if they don't give you the down payment that you want.
In today's insurance market there is a lot of competition. Just do an online search for insurance agency and hundreds of sites will come up. Just stay determined and don't give up. Set the price you want to pay and then keep searching till you find that price. Before you know it you will find that low down payment auto insurance that you have been looking for.
by: Lance Thorington
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