subject: Boat Insurance For Tropical Sailing [print this page] Cruising around the Florida peninsula, in the Bahamas or in the Caribbean is the pinnacle of boating vacations for numerous owners of pleasure boats. Of course, the fine images of beautiful beaches with miles of sand, crystal clear waters, and perfectly clear skies fill our minds. But, while southern navigation is an exciting adventure for some, or a romantic interlude for others, all boaters should be aware of the dangers that lurk above and below the water's surface.
Be ALERT and READY for inclement weather and other hazards.
Tropical storms and hurricanes pose the largest threat. The United States National Hurricane Center is the best internet site for information on tropical storms and hurricanes that affect southern navigation during the Atlantic hurricane season, which runs from June 1 to Nov. 30. The Center provides highly accurate satellite storm tracking from the coast of Africa to the Gulf of Mexico and issues storm watches and warnings that travelers should pay careful attention to as their vacation date draws near.
Within certain uncharted channels, running aground in shallow waters or upon coral reefs is also a concern. Real, modern day pirates exist, too! Keep in mind that, although beautiful and often pleasant to navigate, many harbors and inlets within the tropics are so far removed from modern amenities, and some piers are even falling apart. Therefore, in the event that an insurance claim is needed, due to the scarcity of capable labor and parts, it is difficult to effect repairs.
Buy the Right Product from the Right Company
Savvy boaters purchase extended insurance coverage to protect them and their boats against the increased risks involved with southern navigation. If you are looking, make sure you find a TOP-QUALITY insurance agency that specializes in marine insurance, and knows EXACTLY what to do in such extreme cases to help you to set sail again - SAFELY and in the SHORTEST TIME!
There are several determining factors that dictate price ranges and coverage for marine insurance policies, such as the kind of ship you have, the voyage details, and your choice of deductible. The intended course (whether navigating coastal or inland waters), and the dates you plan to travel are two more key components in determining boat insurance coverage.
Boat Insurance For Tropical Sailing
By: Ben Conley
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