subject: Phoenix Short Sales Make It Possible For Homeowners to Get Out From Under Their Mortgage
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Phoenix Short Sales Make It Possible For Homeowners to Get Out From Under Their Mortgage

Phoenix Short Sales Make It Possible For Homeowners to Get Out From Under Their Mortgage
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Author: Maureen Karpinski
Phoenix Short Sales Make It Possible For Homeowners to Get Out From Under Their Mortgage
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Unexpected circumstances take place in life, causing financial problems. A divorce, death in the family, or loss of job can devastate you. When you find that you can no longer afford your mortgage, short sales are a possible solution to your problem. If you live in the Phoenix Arizona area, you may be able to get out of your home without facing foreclosure and the problems that go along with it. You may love your home, but when you are faced with financial worries it is sometimes necessary to do what you have to. Many homeowners really don't understand the short sale process or how it works. This is when it is beneficial to you to seek the guidance of a realtor who is experienced in the process. They can help you understand how the process works, and what is involved. There is much negative information out there on short sales, but most of it is due to the fact that the process can get lengthy if you do not have a professional to guide you along the way. A reputable real estate agent will help you find the perfect buyer for your home, which can shorten the process substantially. Locating the right buyer is what often lengthens the short sale process. Many want to offer an amount that is ridiculously low, which the lender usually will not approve. The bank is willing to take less than what you owe on your home, but they do not want to settle for pennies. A Phoenix realtor with vast experience in this process can locate the perfect buyer for your home, so that you can get out of a stressful situation quickly. Why would your bank take less than what is owned on your home? They would absolutely rather have some money and suffer a loss than to have a property sitting empty. When a buyer offers you a purchase price that is acceptable to your lender, you have a sale on your hands, which is a great relief to you. The result is that you get out of an impossible financial situation, without totally destroying your credit which is what happens if you are forced to go through foreclosure. Not only is foreclosure deadly to your credit score, it also causes many people embarrassment because of the stigma that can be attached. If you end up going this route, you can expect to be unable to purchase another home for many years. Short sales do damage your credit, but not to the extent that foreclosure does. You can often buy a new home in only two short years. The fact is that banks do not want to have properties on their hands they deal with money and financial issues. If you find yourself upside down in your mortgage payments and feel that there is no way out, contact a reputable CertifiedPhoenix short sale real estate agent who has helped thousands get out of their home the easiest way possible. Short sales are a life saver for many, and may be your saving grace as well. Maureen Karpinski

Find your http://www.cactuscountryproperty.com/city/phoenix.htm>Phoenix Arizona Property at Cactus Country http://www.cactuscountryproperty.com>Arizona Homes & PropertiesAbout the Author:

Maureen has been in the real estate industry for 36 years as an agent and broker/owner of her own company. She prides herself in successful negotiation for both buyer and sellers and in building successful portfolios for investors. She is proud of her Agent friendly office environment that is her own creation and the caliber of real estate agents she has working for herArticle Source: - Phoenix Short Sales Make It Possible For Homeowners to Get Out From Under Their Mortgage

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