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How to Take Advantage of a Bad Economy and Eliminate Your Unsecured Debt

A recession in the economy is bad news, right? Wrong! A bad economy is not good for your finances, right? Wrong! This may seem contradictory but it is true. When your economy is in recession, it is the right time for you take steps to eliminate your unsecured debt. A booming economy is the right time to earn lots of money to keep your debts under control. However, when the boom goes bust and when your income takes a beating, it is...more

Personal Financing For A Secure Future

In a recent government study that was done, it was found that fully 85% of people who had 401K tax differed savings plans have made no adjustments to their portfolio for the past five years. What makes that fact so astounding is that even as the stock market crashed, they still didn't make a move to change things.Good Money Washed Right Down the DrainIn fact most of these people that fall into that 85% percent category sat like deer, frozen...more

Experiencing Student Credit Card - How Is It?

How beneficial are credit cards for students? Are these just tools for purchasing books and school supplies or is there more to student credit cards? If youre a student, how can you make sure that you will not experience bad credit problem from college credit cards? Ask yourself, how do you use your student credit cards? Lets discuss the basic principles that students must remember about credit cards:The Right InformationBefore applying for a student credit card, take the initiative to learn as much as you can about them. Understand the factors you should consider when choosing the right student credit card for you. Do not just apply for the first student credit card offer you see. Many articles online are valuable in helping you make the right choice. Student credit card reviews are also helpful in making an informed decision on which student credit card youll choose.You and Your Personal CreditOne of the best things about credit cards for students is that it allows a person to establish an early credit history. But do you know how your credit score is calculated? Knowing the factors that make up your credit score will help you in using your student credit card...more

Biggest Money Mistakes - Personal Finance Basics

Mistakes are made with money everyday by everyone when it comes to personal finances basics. The wealthiest people in the world make mistakes, the middle class makes mistakes and the poor make money mistakes. Therein lies the biggest problem. The more poor you are, the more those mistakes can hurt you. What are some of the money mistakes people...more

Prepare for a debt-free year

Have you made declarations after resolutions to arrest your bad spending habits and to begin saving? Well, if you’ve acted nothing about bettering your financial condition but are thinking of having a debt free life commencing 2010, check over your debt position seriously. Channelising clear of unwanted debt is a avid way to handle...more

Debt Solutions - How Do I Know Which One Is Right For Me?

If you are in debt, and are unsure as to how you should clear your debts, you may want to consider a professional debt solution.Debt solutions are specifically designed to help you get out of debt in a realistic, affordable way. Different solutions may lower the amount you are required to repay each month and/or write off the portion of your debt that you cannot afford to repay.But how do you know which debt solution is right for you? Here's a brief look at some of the debt solutions available:Debt management - this debt solution may be right for you if you can't keep up with the repayments to your debts as you had originally agreed, but you could afford to repay your debts within a realistic timeframe if you were allowed to change the way you're repaying them. Debt management works by asking your unsecured creditors to accept changes to your repayment plan: for example, lower monthly payments and/or a freeze/reduction in interest and charges. Please note, though, that your creditors are not obliged to accept any changes - and that failing to repay your debts as you originally agreed will have an impact on your credit rating, which can make it harder and/or more...more

When Is The Right Time To Seek Debt Advice?

If you're finding your debts difficult to manage, you may feel you don't know when it's time to seek debt advice.It's a difficult question, as deciding on the 'right time' for you will depend on your personality as much...more

Debt Advisers - What Help Could They Offer Me?

Debt advice is available from many organisations, often for free. But what form might that debt advice actually take?We will now take a look at just two of the ways in which a professional debt adviser could help you manage your finances more...more

Finding Iva Help As A Solution To Personal Debt

An IVA (Individual Voluntary Arrangement) is a form of debt management plan set up to deal with personal debt and deal with the issue of personal insolvency. We are licensed to give IVA help and do so on the basis that Individual voluntary...more

How to easily Purchase and Prepare Delicious Vegan Veggie Burgers

Even though I am vegan I must admit that I still love burgers.  I certainly do not mean burgers made with ground animal flesh, I mean veggie burgers.  I love the burger, I love the toppings, I love the bun, and I love the side dishes....more

Can I use an IVA to solve my debt problem?

An Individual Voluntary Arrangement (IVA) could be the answer to solve your debt problem enabling you to write off up to 50% of your debt and become totally free of debt within 5 years. An IVA is an agreement with your unsecured...more

Where Can I Purchase Party Supplies From

There is always a huge demand for party supplies due to people buying party supplies for special occasions such as parties, birthdays, weddings, anniversaries, baby showers and besides special occasions people around the world celebrate holidays such...more
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