Most people think that tow-truck drivers make money by towing away crashed vehicles. Unfortunately this is not the case. Unscrupulous tow-truck drivers tow vehicles to their own repair shops. If the owner of the vehicle then refuses to use their repair shop to carry out the repairs then they charge extremely high towing fees as well as exorbitant storage fees. If the repair shop is not authorized by the vehicle owners car insurance company to...more
You can buy UK motorbike insurance without needing to take out a second mortgage on your home. The key is to know how to conduct your search for cover. Here are some effective tips to find the cheapest possible premiums:1. Take a defensive driving class.Some insurers provide a healthy discount for any motor bikers who complete such courses. The importance of defensive driving has exponentially increased in today's world, due to factors such...more
Almost every country in the world will require that you have some form of insurance before you operate a motor vehicle. The same is invariably true with motorbikes even though there are some individuals who will never even bother with the process. It's true that there are some people who will never experience an accident of any type, but for the moment we will assume that you are not one of those people.The need for insurance is actually quite clear in most cases even though many people choose to ignore it. What you are dealing with is liability and expense which are not something to take lightly. If you are discovered by the authorities without insurance, your license will most likely be taken away and you may even be forced to undergo certain instructional courses before the license will be returned to you, you'll face hefty fines, penalty points on your license, repeat offenders may even find themselves staying at 'Her Majesty's Pleasure'.There are different levels of insurance to take into consideration. The majority of people will settle for the lowest level of cover and there is nothing wrong with doing so, but when you are operating a motorbike you...more
Do you feel that you're paying too much on motorcycle cover? If so, then you can take some basic yet effective steps to lower your premiums for motorbike cover. Here are some helpful tips to get it done:1. Buy a smaller bike.You might be surprised to learn that the size of your motorcycle's engine can be a major factor in determining your...more
Getting insured is the best way to protection against uncertain loss; further it can be described as transfer of the threat of loss from one entity to another and this is done in exchange of the cash. It gives a complete assurance of compensating the equivalent amount of the loss. There are various types of insurances like health insurance, car...more
Once you have stated that you are a enthusiast of scuba diving, I'm almost confident that your personal life insurance policy would be either more expensive than usual or rated compared to other folks who doesn't have your underwater hobbies.If you have a rather dangerous hobby like scuba diving, I am going to bet that your life insurance policy is either rated or more expensive compared to people who have basketball as their past time. Typical insurance firms tend to rate folks who have risky sports such as underwater diving.Typical insurance forms require the applicant to be specific on what hobbies they are involved in and if you happen to be into diving, its either you application is totally denied or rated.But if it does get approved, you have to read the clauses and small text of your policy. Some insurance contracts seem to give you false sense of peace of mind thinking you were covered but when something happens, you will find out that there are exemptions you didn't read at first. This is why comprehensive diving insurance was created.First, it is specifically designed to the potential risk of what a diver might encounter. Meaning, it is already stipulated...more
When shopping for short term health insurance policies, there are four simple methods that an individual should consider. These methods involve checking with your state's insurance commission to receive a list of approved insurance...more
With so many insurance companies in the United States today, choosing the one that suits best your needs can be a puzzling decision to make. So once you have decided to buy an insurance policy, how do know if the insurance provider is...more
When purchasing commercial vehicle insurance there are many different options to choose from, do you need breakdown insurance, towing insurance or windscreen insurance? These different commercial van insurance extra's will affect...more
Having an insurance policy in the name of every taxi that you own is extremely necessary because the government of the UK makes it mandatory. As per the Road Traffic Act implemented in 1988, any vehicle being driven on UK roads must have an insurance...more
If a company doesn't have experience shipping things with a courier, they usually ask right away what their responsibilities are as far as insurance goes. In most cases this isn't something that they have to spend any additional money on....more
Insuring a semi-truck is a decision that can pay you for years to come. An accident to your semi-truck can leave a major hole to the financial condition of your company. Even though a semi-truck insurance is a major investment, a wrong selection must...more