The Motor Trade industry is one of the busiest industries in the UK. As motor trading is always conducted, motor trade insurance is a must.The insurance protects motor traders whether their business is done at home or from a business premises. Whatever field you work in, be it luxury sports cars or vintage cars, there will be a policy suitable for you. Like with other policy's, payments can be made monthly or you can pay the full amount off...more
It is not just cars that must be insured on British roads, every type of motor vehicle is required by law, to have at least third party insurance.This includes Lorries and Heavy Goods Vehicles (HGVs), which are typically used for business or commercial purposes. A lorry or HGV drivers licence is an upgrade of a traditional driver's licence and whilst drivers may be insured to drive their own car, they need separate lorry or haulage...more
Takeaways can face insurance claims for many different reasons, hence the reason that most have a valid takeaway insurance policy in force. There are various different policies available, many that offer the same skeleton or basic cover. The main denominator between the insurers is, as with most products, price. But, this is no, and should not be the only thing that makes the difference between one product and another. A BMW, Audi or Lexus will cost you more than a Kia, Hyundai or Ford. The reason for the difference is the quality and what the brand stands for. It is the same with your business insurance policies, there is a price differential and usually, this is because there is a corresponding cover differential. You only get what you pay for is very, very true for your insurance, particularly when faced with a claim. You are faced with choosing between quote A at 650 per year and quote B at 700, so which one do you choose? The one with the better cover of course. This does not necessarily mean though that the cheaper one is the worse product. Many insurers of takeaways and restaurants, who operate at the cheaper end of the scale, are now offering commercial legal expenses...more
Income protection insurance, also often called income insurance, pays up to 75% of your income when you suffer from an accident or illness. It helps protect your livelihood, allowing you to pay for bills and living expenses while you focus on recovery.This type of cover is especially important for families where there is one main breadwinner. It is...more
Both terms, trauma insurance and trauma cover, are used interchangeably in Australia. As the word 'trauma' suggests, this type of cover offers financial protection should a serious accident or illness befall you.Trauma cover is suitable for both single people and couples. As you may already know, disease and illness do not discriminate....more
I recently started a business and had to get liability insurance to ensure I was covered if I wanted to get the Australian government contract I was after. I like the internet and use it to search and buy many things including insurance, but trying to compare> online was near impossible. I had a look around the USA and UK and found that this is a common problem. There are many website which compare other insurance products such as car, health or travel insurance but almost none when trying to get a few business insurance quotes.There is a simple reason for this; it is harder to give quotes online for business insurance. This is because most businesses are different and although the insurance companies categorise each business they still will almost always speak or email a customer before following through with the sale. This is to ensure that there are no particulars you may have missed which may cause you or your business financial loss. After all, if an item is damaged or stolen and isn't covered you may not be covered. Similarly, if you are performing a duty (such as a plumber doing electrical work) then you may not be covered either. You need to talk to a broker or...more
Funeral> is a great product that has only become widely available in Australia during the last 5 years. Prior to that, there was only one or two companies in the market offering funeral cover and it was expensive and not really worth it. Now there...more
The internet today is the most vast source of information. Information is almost commoditized, the only important thing being that one should know what to search for. The greatest role of the internet has been in removing information asymmetry,...more
Insurance for a motorbike in the UK is required by law. If you are about to invest in such a bike then you must be certain you can meet the monthly premium payments. The type of bike you buy is going to affect your premiums.Most motorbike...more
Where to Find the Best Motor Insurance for You One vital thing to get after getting a motorcycle would be motor insurance. Make sure you take some time off to research any options available to you first, though, so you can get the best insurance...more
Surely, you want to get a good insurance company. Many think they are with a good company, until they get into an accident and find that their company really is not as good as they thought it was. This is usually because they did not do the proper...more
Which insurance company is the best? We are not able to tell you any direct company names, however, we know exactly what makes them on the list of being the best. Below, we are going to give you a list of five things that make an insurance company be...more