Pubs, restaurants, nightclubs and takeaways are still feeling the after effects of the recession. Whether we like it or not, most of us have less money to spend and given the recent austerity emergency budget, this is not going to change for a few years. If you run a pub, you will be hit with a bit of a double whammy. Not only is your income reducing, you will find that some of your costs are slowly starting to creep up. One of these costs is...more
There are four main factors that a business insurance company will consider when looking to provide you with a quote. These are the type of business, the location and the sums insured. There are of course dozens and dozens of other factors that they will consider, but these three can have a huge affect on the pricing. The geographical location will have a different effect, depending on the type of business. For example, a basic public liability...more
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The best way to shop for a protection plan is to get free online insurance quotes. It not only saves your time, but also saves efforts of making calls to several companies. There are several online companies that offer free quotes. All you have to do is search a relevant website and submit basic information about yourself to get policy quotes. Some...more
For those that are interested in a burial insurance policy that will simply allow them to set aside some money specifically for covering funeral costs, a cash payout policy is one of the most popular options. This type of policy is purchased for a set price, and when needed, the exact same amount of cash is provided to the designated family member....more
One thing that is clear over time is inflation. Goods and services become more costly over time. Even the costs of funerals have seen sharp increases in recent years. To protect loved ones from high costs many people consider some type of insurance like final expense insurance plans. These kinds of insurance can cover the costs of a funeral leaving those you left behind free from the burden. Final expense or burial insurance is a type of whole life insurance created to take this burden away from the bereaved. Since they cannot be canceled because of age it is guaranteed to be there as long as premiums are paid.Funeral costs vary drastically depending on many factors. Location can make funerals more expensive because of local ordinances or state regulations. Finite resources like land can increase the cost of cemetery plots. Caskets and grave markers are often a lot more expensive than people realize. A quick visit to a nearby funeral home can give you an idea as to what these costs might come out to. Funeral directors can provide you with written lists of prices for their services. These costs are important to consider when shopping for final expense insurance plans.Unlike term...more
We often worry about what would become of our loved ones should we pass away. We of course want them to be happy but there is also the concern of the high costs they might have to pay on our deaths. Funerals, along with everything else, have become...more
With rising funeral costs many people are considering types of life insurance that cover their final expenses. Many people do not consider all of the costs associated with a funeral. There is the casket, embalming, grave marker, burial vault, hearse...more
Costs of everything go up over time, it is called inflation. Funeral costs are not exempt from this simple rule. To offset the growing costs of funeral many people have begun to purchase burial insurance plans. These plans can cover the costs of...more
Another thing to consider when choosing a final expense insurance company is whether or not they can offer you more than one type of plan. There are at least three different types of plans available on the market today, from those that act as little...more
You should learn as much as you can with state and federal laws concerning insurance and burials before purchasing final expense insurance plans. If your state has some type of "free look" law then you should take advantage of it and examine the...more
When considering final expense insurance plans it is important to carefully consider the coverage that will be needed. It is good to make sure that at least once a year you get a written statement detailing the status of your plan. As with any...more