Professional Indemnity Insurance is a special type of general liability insurance providing cover to professional- service providing individuals and firms however small or big. The insurance pays for your costs of defending yourself in a lawsuit, in a claim made by a client of yours who has suffered a loss or damage due to negligence on your part. But just like any other insurance it is absolutely necessary for you to know the exact insurance you...more
Personal injuries, car accidents, and other instances that require that the victim works with an insurance company to cover expenses are a huge financial stress for some victims if their insurance company tries to stall processing the claim or making a payment. The company may stall by simple methods such as taking their time processing paperwork or by more severe methods like finding previous injuries in the plaintiffs medical records, previous...more
A motor insurance policy is a must for all those who own or drive motors (vehicles). With the purchase of a motor insurance, one will be safe guarded on a financial basis from the big expenses that might be incurred due to some accident or any other untoward incident. When one undergoes any loss due to damage or accident or even the cost of replacement of his / her motor then he / she can file a claim to cancel out the motor accident- related bills. There are few things that one must note when or after untoward incident takes place. These noted things make it easier to file the claim.When the accident or any damage occurs then it is advisable that if possible take photos of the scene and other particulars with your camera phone (if you have one). This saves time and provides you with sure evidences while reporting the incident. Some individuals, who are knowingly or unknowingly a part of the incident, might feel offended with the process of clicking photos. In such conditions the one clicking the photo can explain others that these are required for the motor insurance claim. If there are any skid marks or if public property or even if the property of the other party is damaged then...more
While running large enterprises, you have to concentrate on different parts of investment for betterment of money management program and to keep your money on the safer mode of transaction; it is all about finding ways to success through planning and proper management system followed by company.Business insurance somehow resolves such kind of money...more
If you own your own business, it is important to make sure that it is insured adequately and correctly. Without insurance, you run the risk of losing your business if any number of unfortunate situations happens. Finding an insurance policy that your business can afford that meets your needs at the same time can be challenging, but is incredibly...more
Allstates usage-based insurance product, Drive Wise, will be put to the test by interested employees and Allstate agency owners. The crowdsourcing technique will put the device in the hands of employees and agency owners around the country to identify opportunities to continue enhancing the device as the company looks to expand its telematics footprint.Already available in Illinois, Ohio and Arizona, Drive Wise will roll out to additional states in 2012, bringing telematics technology and potential discounts to participating drivers. The upcoming crowdsourcing effort aims to get the device used by a large group of real consumers. Previous internal testing has given Allstate more than 11 million miles and 350,000 hours of driving data to help identify the safer driving habits that can earn participating customers driving discounts on their car insurance.Internal data for the usage-based insurance product has shown dramatic changes in driving behavior by employees. For example, only 25 percent of drivers in the initial group of testers scored in the ideal safe zone, but over the course of the test, that figure rose to 75 percent.Our early experience with Drive Wise indicates...more
You probably spend money every month on different types of insurance to keep you healthy and safe. Health insurance will give you the opportunity to go to the doctor and get treatment if it is needed. Car insurance allows you to drive on the road...more
Every enterprise, regardless of its size, staff and popularity is heavily dependent on data because it is an important form of the basement for revenue generation, overall risk management and cost controls. Particularly, the insurance sector requires...more
One of the biggest key elements to achievements as a car proprietor is having the very best automatic insurance strategy you can buy. Of course, we all come from different of all age groups, and as such, we have different needs when it comes to...more
The importance of insurance cannot be ignored in todays life. These days, insurance has become a very form of security and protection in perhaps everyones life. It provides protection and compensation upon the occurrence or non-occurrence of a...more
Earth is the most beautiful planet of the solar system. It is the sole planet in the whole universe which supports life. Generally there is peace and tranquility prevailing on the earth but when it shatters its beauty and shows its wrath it becomes...more
It doesn't matter if you own 100 rental properties or just 1. Either way it is important to understand how to properly protect your investments. Simply put, you need to own a Michigan landlord insurance policy. The owners of rental properties in...more