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Motor Insurance Policy for Hybrid Cars

Motor Insurance Policy for Hybrid Cars

Motor Insurance Policy for Hybrid Cars

The world has come a long way from the age of the Model-T cars. Today, the mantra for any car manufacturer is to make cars that are fuel efficient. In fact, most of the car companies are today focusing on making hybrid cars which run on different types of fuels like electricity, gas etc. Motor insurance for such cars is also a challenging proposition for most insurance companies.Hybrid cars are being propagated by many states like never before. In fact most of the states like California in USA have made laws which facilitate the use of hybrid cars. There are several benefits which are provided to hybrid cars. Subject to meeting certain minimum norms for emission, these cars are allowed to use high occupancy vehicle lanes without any limitations as to the number of passengers in the car.Other benefits include free parking in public parking lots. However, there are certain variations to this law in some other cities like Los Angeles, wherein hybrid cars are allowed to park in public parking facilities for free, but can still be penalized for exceeding the time allotment for metered car parking slots.With a slew of incentives awaiting the owners of hybrid cars, it is imperative for law enforcement officials to recognize one, so that appropriate treatment can be given to such cars. Keeping this is mind, several training sessions have been planned and executed for motor vehicle department and police department officials.Car Plan Policy For A Hybrid CarOne of the important incentives which a hybrid car owner gets is getting a discount on the car plan policy. Some states like California offer a discount of up to five percent to owners of hybrid car models like Toyota Prius, Honda Civic Hybrid, Honda Insight and Ford Escape Hybrid. All existing car plan policy holders would get the discount upon renewal of their policies and for new car purchasers the discount would be available upon purchase.Then there are tax breaks available for owners of hybrid cars. Regulations in tax laws of California provided for tax credits against the net tax payable in case of hybrid cars. This credit would be for a particular percentage of the vehicle license fee. The percentage would in turn depend on the amount of emissions which a hybrid car assures to reduce.Other regulations like permitting purchase of hybrid cars directly from the manufacturer instead of sourcing the same from a dealer have all been proposed at various points of time. Some other incentives proposed were providing state funding in the form of incentives for ownership of hybrid cars. These incentives have, unfortunately, remained as mere proposals or have had a very short life when implemented.Increasingly stringent environmental norms will make hybrid cars a necessity in some years. To promote the use of cars, governments will have to introduce incentive schemes and attractive motor insurance policy for the owners of such cars. This is mainly because of the high cost of such vehicles, since they are far less in use as compared to conventional fossil fuel powered vehicles.
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Motor Insurance Policy for Hybrid Cars Washington