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More Car Insurance Tips And Help

More Car Insurance Tips And Help

Car insurance help, Private broker or big name company

? I'm currently in the process of renewing my car insurance, and I'm wondering if small privately owned insurance brokers are cheaper than the bigger named companies? I'm 27yrs have a clean license and 2yrs no claims.

It base on different factor like car year and made, policy, location, credit score etc etc. Insurance rate vary so much from person to person. You can compare how the insurance quotes would change, for example here - autoinsurance.Bebto.Com. The best way to find out is to get a quote each company. Companies like geico/statefarm's will give you free quote on their website. It takes less than a minute to finish the quote request form Also, call some local car insurance company.

If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise? If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Am I required to get rental car insurance if I don't have my own auto insurance? I am planning to sell my car and cancel my auto insurance.

Other wise you are responsible for any damage to the rental vehicle. I'm not sure if it is required, but I would recommend it. Just to be safe, I would, but make sure you know what you're getting, also, take pics of the rental car, all over , and with the agent in the pics. Guarantee this is Very important. Save your paperwork for 1 year later. Just in case!More Car Insurance Tips And Help


Would anybody please tell me what do I have to do to become a car insurance broker? I am interested in car insurance industry and would like to become an insurance broker. I don't know the course or the line to follow.

This should help you: http://www.Ehow.Com/how_5723452_become-car-insurance-broker.Html. First, you go to your state insurance department website, and buy the study materials. Then, you take and pass a test. Then, you find an insurance company willing to let you sell their insurance, or, go work for an independent agent as a "producer", on a commission split basis.

I went to get tested for stds and I DO NOT want him to see that. What level of detail does my insurance broker see in my medical records? I am applying for insurance and my broker is a related party.More Car Insurance Tips And Help


All they are going to check for, is to see if you have any CURRENT conditions that have been diagnosed within the last 12 months and they will restrict you as a pre-existing condition. Those reviews are done by the people underwriting the policy, and NOT by the salesperson. NONE. They are not entitled to your full medical record. I recently applied and received Term Life Insurance. The Broker called and got info from my primary and secondary doctors. The Broker was able to either read the doctor's notes, or he was reading what was typed up from whoever received the doctor's notes. I do believe that the Broker was looking at a faxed copy of the doctor's notes because he was asking me for details and what the doctor meant by some of the statements written.

How would a car insurance company know if I had a claim on previous insurance policy? As above, I claimed on my existing car insurance policy about 2 years a go now. When getting new quotes they ask if I've had any claims in the past 3 years (which I have)

Insurance Services Office The Insurance Services Office, or ISO has made a business out of compiling insurance data from claims reported all over the country. Every Insurance company makes proper records and database about their policies and clients, so they always are with updates database thats how they know. ISO has a huge datatbase that tracks the SSN/tax ID numbers, names, addresses, phone numbers, type of claim, vehicle identification numbers and other identifiable information. The information is then offered to clients (*for a fee, of course) such as insurance companies to more easily identify risky clients and fraud, among other things.

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